Fonds Bleu Grant: Up to 70% in 2026
Monaco's Fonds Bleu co-finances 30–70% of digital projects, up to €150,000. Here's what's eligible in 2026 and how to apply.
Monaco Will Pay for Part of Your Digital Project in 2026
If you run a business in the Principality, there is a public scheme that co-finances a large share of your digital investment — and a lot of eligible companies still don't use it. The Fonds Bleu, part of the Extended Monaco for Business programme, is a non-repayable subsidy that covers a meaningful portion of qualifying digital projects. For 2026 the programme has sharpened its focus on artificial intelligence, but the core offer remains what it has always been: real money toward the website, online store, CRM, or automation project you were already planning.
This article is a practical walk-through, not a press summary. The aim is to help you decide whether your project qualifies, how much you might recover, and what to prepare before you apply.
What the Fonds Bleu Actually Covers
The Fonds Bleu is a co-financing grant. According to the Monegasque Government, it covers between 30% and 70% of an eligible digital project, with ceilings reported in the range of €30,000 to €150,000 depending on your company profile and the nature of the work. It is non-repayable — this is a subsidy, not a loan — which makes it materially different from the financing most businesses are used to.
The percentage and ceiling that apply to you depend on factors the agency assesses case by case, so treat the headline figures as a framework rather than a guarantee. The point that matters: a serious digital project that might cost five figures could come back to you with a substantial part of the bill covered by the State.
Which Projects Qualify
The scheme is built around digital transformation, interpreted broadly. Project categories that have featured in the programme include:
- Digital strategy — audits, transformation plans, and roadmaps.
- Websites and e-commerce — building or overhauling a site or online store with a measurable economic impact.
- CRM — deploying, migrating, or integrating customer-relationship systems.
- ERP and process optimisation — automating workflows and back-office operations.
- Cybersecurity — audits, compliance, and hardening, including the MonacoSanté health-data security axis introduced in the programme's current phase.
- Artificial intelligence — putting AI to work inside real business processes, not as an experiment.
In practice, this means a new multilingual website, a Shopify migration, or a CRM rollout can all sit inside the eligible scope. If you have been weighing a web development or e-commerce project, this is the moment to check whether part of it can be subsidised.
The 2026 Emphasis on AI
For 2026, the Digital Economy unit of Monaco's Directorate of Digital Services has put artificial intelligence at the centre of the programme. Two free tools sit alongside the funding to help you scope an AI project properly before you commit budget:
- The "AI Opportunity" questionnaire — a quick diagnostic that helps you identify where AI could realistically add value in your specific business.
- FlashLearn AI — a self-paced e-learning pathway of short modules for owners, managers, and employees.
The logic is sound: the Fonds Bleu can fund an AI deployment, but only a well-defined one earns approval. Use the questionnaire to convert a vague ambition into a concrete use case — automating quotes, handling repetitive customer questions, translating content for an international clientele — before you build the funding file. If you want help turning that into something deployable, our AI automation work is exactly this kind of practical, process-level implementation.
How to Apply
Applications are submitted online through the Extended Monaco for Business portal at eme.gouv.mc. The process rewards preparation: a clear project scope, defined objectives, a credible provider, and an explanation of the expected economic impact all strengthen a file. Once a complete and validated application is received, processing has typically taken in the region of 8 to 10 weeks, so build that lead time into your project schedule rather than treating the grant as a last-minute reimbursement.
A common mistake is to apply for funding after work has already started. Treat the subsidy as part of your planning from day one — scope the project, confirm eligibility, and get the file in before you commission the work.
What to Prepare Before You Apply
Before you open the application, have these ready:
- A defined scope. Vague projects struggle. State what you are building, why, and what changes for the business once it is live.
- Expected economic impact. The programme favours projects with measurable outcomes — more revenue, lower cost, recovered time.
- A credible quote from your provider. A clear, itemised proposal makes the file easier to assess.
- Lead time. Account for the review period before your launch deadline.
Because grant terms, percentages, and ceilings can change between editions and are assessed individually, always confirm the current conditions on the official portal before you rely on any figure here. When in doubt about eligibility or compliance, verify directly with the agency.
Turning a Subsidy Into a Real Project
A grant is only useful if the underlying project is the right one. The businesses that get the most from the Fonds Bleu are those that start with a clear commercial goal — more qualified leads, a working online store, hours saved each week — and then build the digital project to serve it. The funding makes an ambitious version of that project affordable; it doesn't replace the thinking.
At BSS we help Monaco businesses scope, build, and ship the kind of digital projects the Fonds Bleu is designed to support — from websites and online stores to CRM and AI automation. If you're considering a project for 2026 and want to understand how it could be structured to qualify, get in touch and we'll help you map it out.
